Home Cash Offers – All You Need To Know

Do you need to sell your house fast? The process of selling a house is already difficult and timely. Home cash offers are the best option when you want to sell your house fast for either a reason or another. They offer the security to provide the exact price for your house value. Also, you’ll be free of all the things you have to pay when selling it yourself, call it commissions, fees, or house repairs! Keep reading for more information!

When you want to sell your house, buyers can make two types of offers: a cash offer and a traditional offer. A cash offer is just what it sounds like – the buyer has the money available to purchase the home outright without securing financing. A traditional offer is when the buyer goes through the process of getting a mortgage loan to purchase the home. 

What Is A Cash House Offer?

A home cash offer is an offer made to a seller of a property in which the buyer agrees to pay the full purchase price for the property in cash at the time of closing. Usually, a home cash offer is made to a seller who needs to sell quickly because their circumstances have changed, so they cannot wait for traditional ways.

A home cash offer can be used when you need to sell your house fast and don’t want any other option than selling it as soon as possible.

Cash Offer Vs. Traditional Offers

When buyers make a traditional offer on a property, they usually do so by getting a loan from a bank or other lending institution. If the seller accepts the offer, the buyer will then have to go through the process of obtaining the loan and having it approved. 

This can often take several weeks or months. If the buyer is unable to get approved or obtain a loan at all, they will be obligated to purchase the property through another method of payment.

On the other hand, a home cash offer can either leave out many of these steps entirely, such as when making an off-market cash offer or drastically reduce the time it takes to close on a property. This is because when a buyer offers cash for a property, they are essentially skipping the step of getting a loan approved and going straight to the closing table.

Which one is better? It depends on the situation. If you need to sell your house quickly, a cash offer is the best option. Traditional offers can take weeks or even months to go through the approval process, while a cash offer can be done in days. However, if you don’t need to sell your house right away, a traditional offer may be a better option.

Benefits Of A Home Cash Offer

A cash offer is an immediate offer; it allows for fast action by both parties in regards to closing costs, inspections, etc… while ensuring that everything is in order. More of the benefits of home cash offers are:

  • There is no waiting period for a cash offer like there is with a traditional offer.
  • Since the buyer is paying in cash, there are no loan processing fees or other closing costs that must be paid. So fees are fewer with a cash offer. 
  • The seller does not have to worry about making repairs on the property before or after the sale; the home cash buyer will buy as-is.
  • No marketing is needed. 
  • No negotiation is required.

In fewer words, having a home cash offer is a whole easier process for you as a homeowner from any angle. You don’t have to worry about financial statements, repair expenses, or listing your house on the market.  

House Buyers OKC, The Right Home Buyer Company For You


If you are looking for a company that does home cash offers in Oklahoma, look no further than House Buyers OKC! We are a home buyer company that offers cash for homes, so you don’t have to wait for it to sell in the market. We buy houses as-is, so you don’t have to do any repairs or painting! Contact us to learn more about our services!